What documents are needed to apply for a mortgage?

By | September 18, 2023 | 0 Comments

Are you ready to turn your homeownership dreams into reality? Whether you’re a first-time buyer, looking to upgrade, or seeking to refinance, our tailored mortgage solutions will make your journey to homeownership a breeze. We know that gathering the necessary documentation can be overwhelming but worry not! Although documentation required may vary depending on the…

Mortgage Insurance vs Homeowners Insurance: What You Need to Know

By | September 1, 2023 | 0 Comments

It’s important to grasp the distinctions between mortgage insurance and homeowners insurance when looking to protect your house and finances. Mortgage insurance covers your lender if you default on your mortgage. On the other hand, homeowners insurance covers your property, belongings, and even certain liability claims. As a first-time homebuyer, grasping these distinctions between mortgage…

A Comprehensive Checklist Before Making an Offer on a House

By | August 11, 2023 | 0 Comments

Before taking the plunge into homeownership, it’s essential to have a comprehensive checklist in hand that ensures informed decisions throughout the process. This checklist will help you navigate the complexities of buying a house and ensure that you consider all the important factors before making an offer. Tips to Follow Before Making an Offer on…

Five Ways to Improve Your Credit Score Before Buying a House

By | July 28, 2023 | 0 Comments

House hunting is an exciting time, but before you leap into finding the perfect home it’s important to do the prep work. One of the best ways you can set yourself up for success is by taking a close look at your credit score. Your credit score is key to determining the interest rate you…

Can I buy a home in a trust?

By | July 14, 2023 | 0 Comments

If you’re in the market to buy a house and you come across one that’s in a trust, you may be wondering if it’s possible to purchase it. The answer is yes, but it’s important to understand the details involved with buying a house that’s in a trust. First, let’s define what a trust is.…

How to Get Pre-Approved for a Mortgage

By | June 26, 2023 | 0 Comments

In a competitive market, it pays to be pre-approved. We strongly encourage our customers (as well as our friends and family!) to get pre-approved before they start house hunting. To get pre-approved for a mortgage, you will need to provide some personal and financial information to your Loan Officer. Here are some of the things…

What are closing costs and how much will I pay?

By | June 12, 2023 | 0 Comments

Closing costs refer to the fees and expenses associated with the purchase or sale of a property. These costs are typically paid at the closing of the transaction and may include a variety of different charges depending on the specific circumstances of the transaction. Some common closing costs include the following. Title Insurance: This protects…

Five Things to Avoid When Buying a Home

By | June 2, 2023 | 0 Comments

When you are preparing to buy a home, whether it’s your first home or your fifth, the process may seem overwhelming. This is the biggest purchase of your life, so it pays to be prepared. Here are five things to avoid when buying a home. Don’t Rush Into a Decision Buying a home is a…

How much can I afford to spend on a home?

By | May 25, 2023 | 0 Comments

Determining how much you can afford to spend on a home depends on various factors, such as your income, debt-to-income ratio, credit score, down payment, and other financial obligations. Here are some general guidelines to help you estimate a reasonable home price range. Determine your monthly income. Start by calculating your monthly income, including all…

Five Benefits of a VA Loan

By | May 11, 2023 | 0 Comments

VA Loans are mortgage loans guarantee by the United States Department of Veterans Affairs (VA) and are available to eligible Veterans, Active-Duty Service Members and surviving spouses. For more than 70 years, VA Loans have made homeownership possible for millions of Americans. Here are some of the benefits of a VA Loan. No down payment…

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Michelle Wilson
License #132863
Mortgage One
NMLS #129386

Equal Housing Lender

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415 S. Lafayette St
South Lyon, MI 48178
(248) 486-1117

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12402 Highland Rd, Ste C
Hartland , MI 48353
(248) 486-1117

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